The Federal Reserve just raised interest rates again. Inflation is on the rise. The unemployment rate remains low despite a recent wave of corporate layoffs. What does it all mean? That is the quintessential investor question, and it is a difficult one to answer. The...
Kara Smith
The Ancient Origins of the 60/40 Portfolio and its Golden Returns
The “golden ratio” is a mathematical concept that has influenced civilizations and cultures for centuries. Its direct influence ranges from the design of the Egyptian pyramids to modern-day database management and encryption. The first known mention of the golden...
Saved Too Much in a 529 Plan? A New Solution is On the Way!
In December 2022, President Biden signed into law SECURE 2.0 which contains a variety of changes to help strengthen the nation’s retirement programs. One of the provisions in the new law permits a 529 Plan account beneficiary to roll unused dollars from a 529 Plan...
A Matter of Perspective
The shortest day of the year is near. For some, the winter solstice is that day each year when the Earth’s northern hemisphere leans farthest from the sun, offers a mere 9.5 hours of daylight, and when, quite often, we first encounter those frigid winter temperatures....
Thoroughbred Racing and Inflation
November is a magical time around the American Trust office in Lexington, KY. Crisp autumn air engulfs the Bluegrass. Amber and saffron foliage blankets the horizon. The sweet smell of cracked corn and sour mash permeates the river valleys. And, this November, the...





