Disclosures

Before investing it is important that you understand that securities and insurance products involve risk and may lose value. They are not FDIC insured or insured by any Federal government agency and are not deposits of, guaranteed or insured by American Trust Wealth. Asset allocation of your investments does not guarantee a profit or eliminate the risk of loss of value of assets. American Trust Wealth cannot guarantee that any participant will achieve a successful retirement. American Trust Wealth does not provide tax, accounting or legal advice, and information presented about tax considerations is not intended as tax advice and should not be relied upon for the purpose of avoiding any tax penalties. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.

The described products and services are subject to all current and future laws, regulations and service terms. Any provided materials are for discussion and marketing purposes only and are not intended to be legally binding. Actual services provided may vary based on changes in applicable laws and specified contract terms.

American Trust Wealth is a brand name used by American Trust Company, a non-depository trust company registered with the State of Tennessee.

The following entities are affiliates of American Trust Company. They may provide the services noted for American Trust Company and its customers. Securities offered through New Edge Securities, Inc., member FINRA/SIPC. Advisory services may also be offered through NewEdge Advisors, LLC, a registered investment adviser. Sub-custody and trust services offered through Mid Atlantic Trust Company, a non-depository trust company. Retirement plan recordkeeping and administrative services offered through AT Retirement Services, LLC. Insurance products and services offered through AT Insurance, LLC. Administrative fiduciary services offered through AmericanTCS Fiduciary Services, LLC.

Not FDIC Insured | No Bank Guarantee | May Lose Value